Salary Calculator Malaysia (2026)

To calculate take-home salary in Malaysia, start with your gross monthly salary and subtract employee deductions such as EPF/KWSP, SOCSO/PERKESO, EIS/SIP, and PCB/MTD tax.

For example, if your gross salary is RM5,000 and your total employee deductions are RM664.50, your estimated take-home salary is RM4,335.50.

Common salary deductions in Malaysia include EPF/KWSP, SOCSO/PERKESO, EIS/SIP, and PCB/MTD income tax. EPF is for retirement savings, SOCSO provides social security protection, EIS supports eligible employees who lose employment, and PCB/MTD is monthly income tax deducted by the employer.

Yes. The employee's EPF contribution is deducted from gross salary before the employee receives their net salary. For most Malaysian employees below 60 years old, the standard employee EPF rate is 11%. The employer also pays a separate EPF contribution on top of the employee's salary. KWSP lists the common employer rate as 13% for monthly wages of RM5,000 and below, and 12% for monthly wages above RM5,000.

For most Malaysian employees below 60 years old, the employee EPF rate is 11%. The employer EPF rate is usually 13% if monthly salary is RM5,000 or below, and 12% if monthly salary is above RM5,000. Different rates may apply for employees aged 60 and above, permanent residents, or certain non-Malaysian employees.

SOCSO, also known as PERKESO, is a social security contribution that protects employees in situations such as workplace injury, invalidity, and other covered employment-related risks. SOCSO contributions are based on official salary brackets, not a simple flat percentage. PERKESO states that from 1 October 2024, the contribution wage ceiling increased from RM5,000 to RM6,000 per month. For salaries above RM6,000, SOCSO contributions are calculated based on the RM6,000 ceiling.

EIS, or Employment Insurance System, is a contribution managed by PERKESO to support eligible employees who lose their jobs. PERKESO states that EIS contribution is 0.4% of the employee's assumed monthly salary, split between employer and employee. The employer pays 0.2%, and the employee pays 0.2% through salary deduction.

PCB, also known as MTD, means Monthly Tax Deduction. It is a monthly income tax deduction from an employee's salary. The Malaysia government portal explains that PCB is a tax instalment system where income tax is automatically deducted from monthly salary to reduce year-end tax burden and support tax compliance.

No. Employer EPF is not deducted from your salary. Your employee EPF contribution is deducted from your gross salary, but the employer's EPF contribution is paid separately by the employer on top of your salary. For example, if your salary is RM5,000, your employee EPF may be RM550 at 11%, while your employer may contribute RM650 at 13%.

For a single Malaysian employee below 60 years old, a RM5,000 monthly salary may give an estimated take-home pay of around RM4,335.50, after deducting EPF, SOCSO, EIS, and PCB/MTD.

The final amount may change depending on tax reliefs, marital status, children, zakat, bonus, and other payroll details.

Yes, in many cases foreign workers may be required to contribute to EPF. KWSP states that for non-Malaysians registered as EPF members from 1 August 1998, the employee contribution rate is 2% and the employer contribution rate is also 2%. Different rules may apply depending on the employee category, registration date, or residency status.

This calculator is designed to provide an estimate, not an official payroll statement. Actual payroll amounts may vary depending on the latest EPF, SOCSO, EIS, and LHDN rules, salary type, employee category, tax reliefs, benefits, bonus, unpaid leave, and employer payroll settings. For official payroll, always refer to KWSP, PERKESO, LHDN, or a qualified payroll professional.

Yes, you can use the calculator to estimate salary with bonus or allowance if the tool includes fields for additional income. However, bonus, commission, taxable allowances, benefits-in-kind, and other payments may affect PCB/MTD tax differently from regular monthly salary. For best accuracy, enter your basic salary and additional income separately if the calculator provides those options.

Gross salary is your salary before deductions. Net salary, also called take-home pay, is the amount you receive after deductions such as EPF, SOCSO, EIS, and PCB/MTD.

Example: gross salary RM5,000, total deductions RM664.50, and net salary RM4,335.50.

In Malaysia, employers usually deduct the employee's portion from monthly salary and submit the required payments to the relevant agencies. EPF is paid to KWSP, SOCSO and EIS are paid to PERKESO, and PCB/MTD is paid to LHDN. Employers are responsible for calculating, deducting, and submitting these contributions according to the official deadlines and payment methods.